Underwriter, 1st Charge Residential Mortgages

Our Client is a leading provider of specialist mortgages and property finance, supporting homeowners, landlords, and property investors in achieving their financial goals. With a strong presence in the UK market, they continue to grow and expand our services. They are looking for an experienced and detail-oriented Mortgage Underwriter to join their 1st charge residential mortgages team.

KEY ACCOUNTABILITIES

• Enter and update borrower data on the lending platform.
• Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines.
• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with Company policy and within regulation.
• Ensure that all cases are Underwritten within the group's Risk appetite.
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintaining a pipeline of cases, overseeing cases from inception through to completion.

Skills & Competencies

• Ability to work as part of a team.
• Pass internal competency tests post induction.
• High attention to detail.
• Good written and verbal communication skills.

Knowledge & Qualifications

• An understanding of FCA regulation.
• Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
• CeMAP (desirable, not essential).