Financial Advisor

"Financial Advisor" / "IFA" "Financial Adviser" - Employee Benefits

Sittingbourne - hybrid 2 days wfh after probation.

£45,000 - £65,000 depending on experience.

Diploma in Financial Planning

If you are open to a change of direction and a new challenge after years as an Independent Financial Adviser (IFA), we may have just the opportunity for you.

As an Financial Adviser you will make the transition from IFA sales to holding one-to-one meetings which invariably involve discussions around how client's employees can best utilise their Workplace Pension as part of their overall financial plan but will also include:

Your clients pay for one-to-one Financial Guidance meetings with their employees and you would hold presentations to groups either in person or via Teams .

What the "Financial Adviser" role will entail, but is not limited to -

• One-to-one / group meetings which invariably involve discussions around how employees can best utilise their Workplace Pension as part of their overall financial plan but will also include:

• Understanding when and how to amalgamate pensions.

• Overall pension or investment targeting.

• Efficient use of mortgages.

• How to identify when to use other financial products such as ISAs, protection policies, cash accounts, NS & I.

• When Buy to Let and alternative investments might be appropriate as part of a financial plan.

• Helping those facing significant AA tapering identify how best to save for retirement.

Presentations these could include general financial planning guidance, announcing changes in workplace benefits such as pension scheme switching or the introduction of new features such as Salary Sacrifice implementation.

• Tax and Allowance calculations as an example: helping a client identify their maximum scope for Annual Allowance usage.

• Creating employee-facing documents that help explain financial services products or concepts in a way that the man in the street would find accessible.

• Maintaining an online Literature Library designed to explain the most common personal finance and benefits issues to employees.

It is likely that you will have achieved Level 4 Financial Adviser Diploma and are used to advising and selling financial products as a "Financial Adviser" / "IFA" / "Fiancial Advisor". It would be highly desirable if you were CeMap or MAQ mortgage qualified and have good working knowledge of workplace pensions and Group Risk products

Immediate interviews.