Mortgage/Lending Compliance Manager

Hybrid position within a London based lender !

Compliance Manager

Role objectives

• Monitoring the current policies and procedures ensuring compliance with the relevant FCA sourcebooks.
• Support the Head of Compliance with the management of the compliance department including key regulatory projects.
• Work with the business to provide compliance advice taking a pragmatic approach to regulatory issues.

Responsibilities

• Reviewing, drafting and implementing company policies and procedures
• Managing the compliance monitoring plan ensuring reviews are delivered within timeframes set out in in the annual Compliance Plan.
• Drafting of complaint responses and undertaking of root cause analysis
• Providing mentoring and guidance to junior team member
• Horizon Scanning and reporting on regulatory developments which will impact the company.
• Recording of incidents together with follow up in relation to corrective actions.
• Identify and report compliance themes across the business
• Keep up to date on applicable regulatory developments, identifying and communicating the impact of changes to regulations on the business
• Support the Head of Compliance in providing guidance to management with regards to the interpretation and application of the relevant laws and regulations in the UK
• Oversee the review of the breaches and complaints register ensuring due process is followed internally.
• Support the first line in relation to the control environment and the development of the risk management framework.
• Provide training to the wider business as required
• Work with the business to further embed Consumer Duty Principles in relation to good customer outcomes.

Skills and Qualifications

• 5 years' experience working in a Lending compliance role within a banking or mortgage lending environment. Knowledge of the specialist mortgage space (1st and 2nd Charge) or mortgage administration desirable.
• Ability to take ownership and demonstrate initiative, to negotiate, influence and build relationships at all levels across the business.
• Self-motivated capable of prioritising workloads as required in a fast-paced environment
• Strong communication skills written and verbal
• Working knowledge of FCA Handbook with emphasis on Mortgage Conduct of Business Sourcebook (MCOB) and SYSC together with the Money Laundering Regulations.

The role is available immediately and will pay c £65-£70k.