Mortgage Pricing Analyst - FTC 6-9 months

Mortgage Pricing Analyst - FTC 6 -9 monthsLondon - hybrid (2 - 3 days each week in the office - with flex)Salary to £70K per annum pro rata

Our client, a specialist mortgage lender, is seeking a commercially astute and analytically driven Mortgage Pricing Analyst to support the development, maintenance, and optimisation of mortgage pricing models. This 6 - 9 months contract role is ideal for a candidate with strong financial modelling skills, a deep understanding of mortgage products, and experience in pricing strategy within a regulated lending environment.

Duties of the Mortgage Pricing Analyst will include:

• Design, implement, and manage pricing models for both new and existing mortgage products, with a focus on later-life lending and interest-only offerings.
• Conduct detailed analysis of interest rate movements, funding costs, and competitor pricing to support strategic objectives.
• Partner closely with Capital Markets, Risk, and Product teams to ensure pricing strategies align with commercial goals.
• Continuously monitor product performance, market trends, and internal KPIs to identify opportunities for pricing optimisation.
• Ensure all pricing activity adheres to regulatory requirements, including MCOB and Consumer Duty standards.
• Develop and present pricing recommendations and supporting documentation for internal governance and approval processes.

Ideal Candidate Profile:

• Demonstrable experience in mortgage pricing gained within a regulated lender.
• Advanced Excel modelling capabilities, with proficiency in a programming language (e.g. Python, R, VBA) seen as a strong advantage.
• Solid understanding of UK regulatory frameworks such as MCOB, Treating Customers Fairly (TCF), and Consumer Duty.
• Familiarity with later-life lending solutions, including Retirement Interest-Only (RIO) mortgages, is highly desirable.

You will work in a supportive and collaborative environment with a Wellbeing Calendar focused on supporting mental, physical and financial wellbeing.

You will be offered a competitive salary and a wealth of benefits including 30 days holiday plus bank holidays, Health cash plan, Growth Shares, Salary Sacrifice pension scheme & Employee assistance programme.

If this role appeals to you, please do apply today and we will respond promptly.