Underwriter

An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid or remote working basis (please note that initial training in the office is expected as is 1 day a month for team building purposes and attendance when business needs arise).

They are looking to hire 4 Underwriters (at varying levels of experience). The salary range is very broad and is dependent on the level of experience and mandates.

Key responsibilities include:

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
• Manage deferred applications by following up promptly and thoroughly.
• Assess referred finance proposals within delegated authority; escalate when needed.
• Interpret financial statements to make informed credit decisions.
• Investigate CIFAS alerts diligently and escalate potential fraud cases.
• Proactively flag operational issues and suggest practical solutions.
• Meet departmental KPIs and service standards.
• Collaborate across departments to support operational goals.
• Contribute flexibly to team tasks as required.
• Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
• Actively safeguard the business against fraud and financial risk.

To be considered for this role, you must have:

• Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered as well as Insurance Underwriting.
• A keen eye for detail
• Strong communication skills
• A pro-active attitude
• The ability to work well in a team and independently
• Be a forward-thinking problem solver

The successful candidates will be rewarded with a competitive salary, excellent career progression and potential bonus.