Credit Administrator

The Credit Administrator role is responsible for managing the administration of lending facilities, ensuring compliance with agreed credit limits, maintaining accurate documentation, and safeguarding security requirements. It involves close liaison with legal and valuation partners, alongside providing assurance to management that robust controls are in place to mitigate risks.

Client Details

The client is an established international financial services provider with operations across multiple jurisdictions. They place a strong emphasis on results, long-term relationships, and celebrating success within a supportive and collaborative team culture.

Description

The successful Credit Administrator's duties include:

• Recording and maintaining lending facilities in line with approved credit limits.
• Drafting Facility Letters, including Regulated Mortgage Contracts.
• Liaising with legal and valuation partners, and ensuring all conditions precedent are met before draw-down.
• Monitoring and reviewing security arrangements, insurance requirements, and staged draw-downs.
• Managing facility draw-downs and repayments, including release of security upon full repayment.
• Ensuring annual relationship and insurance reviews are conducted.
• Maintaining a clear audit trail and providing management assurance on operational controls.

Profile

The ideal candidate will have solid experience in credit administration or lending within banking. Advantages for this role include exposure to legal services, underwriting, or loan relationship management. They will possess strong logical thinking, attention to detail, above-average Excel skills, excellent communication abilities, and sound knowledge of the UK property market.

Job Offer

A Credit Administrator role in the City of London with the opportunity to work on varied credit operations in a collaborative environment, alongside professional development and exposure to international banking practices.